MiniPay card lets stablecoin users spend at Visa merchants worldwide
Rhea-AI Impact(High)Rhea-AI Sentiment(Very Positive)Opera (NASDAQ:OPRA)launched the digitalMiniPay Card, a Visa debit card connecting its self-custodial stablecoin wallet to 175M+ merchant locations in 46. . .

Rhea-AI Impact(High)Rhea-AI Sentiment(Very Positive)Opera (NASDAQ:OPRA)launched the digitalMiniPay Card, a Visa debit card connecting its self-custodial stablecoin wallet to 175M+ merchant locations in 46 countries, built on Gnosis Pay infrastructure. The card lets 16M+ MiniPay wallets across 65+ countries spend stablecoins globally, with Apple Pay/Google Pay support, no monthly or annual fees, and cashback in assets such as Tether Gold (XAUt0), USDT and USDC in selected markets. Loading. . . Loading translation. . . AI-generated analysis. Not financial advice. PositiveAccess to 175M+ merchant locations in 46 countries via Visa networkOver 16 million activated MiniPay wallets across 65+ countries since 2023No monthly or annual card fees; only a competitively low nominal FX feeIntegration with Apple Pay and Google Pay for contactless mobile paymentsCashback in digital assets including Tether Gold (XAUt0), USDT and USDC in selected marketsPartnership with Visa, Gnosis Pay and Monavate for regulated, scalable card infrastructureNegativeNone. Merchant locations175M+ locationsVisa acceptance network for MiniPay Card spendingCountry coverage46 countriesMiniPay Card merchant reach across multiple regionsActivated wallets16 million walletsMiniPay wallets since launch in 2023Geographic footprint65+ countriesMiniPay presence across emerging and other marketsOPRAwas modestly higher while peers showed mixed moves, with only one notable gainer and several decliners. This pattern points to a stock‑specific reaction rather than a broad sector rotation. DateEventSentimentMoveCatalystFeb 02MiniPay asset expansionPositive+13. 5%Expanded USDT and Tether Gold support and reported MiniPay usage metrics. Nov 19LATAM payments rolloutNegative-1. 7%Rolled out local instant payment integrations for MiniPay in Latin America. Sep 16MiniPay growth milestoneNegative-1. 9%Announced MiniPay’s two‑year anniversary with strong wallet and transaction growth. Jul 17MiniPay scale updateNegative-1. 9%Reported MiniPay crossing 8M wallets and 200M transactions with ecosystem growth. Pattern DetectedCrypto‑related MiniPay updates have produced mixed reactions, with one strong gain and several modest declines around such announcements. +2. 0%Average Historical MovecryptoIn past crypto‑tagged MiniPay updates, OPRA moved an average of2. 03%, with one double‑digit spike and several small pullbacks, highlighting event‑driven but directionally inconsistent reactions. Crypto‑tagged history shows MiniPay evolving from user and transaction milestones to deeper integrations and asset support, with today’s Visa‑linked card extending that progression into real‑world merchant spending. Short Interest2. 65%of shares outstandingas of 2026-05-29Days to cover: 7. 64Short interest appears relatively moderate, suggesting some potential for volatility but a limited setup for extreme squeeze‑driven moves absent new catalysts. This announcement extends MiniPay’s reach to175M+Visa locations across46countries, deepening its emerging‑market footprint. With moderate short interest and recent insider selling, investors may watch future usage data and regulatory execution closely. self-custodialfinancial"MiniPay, Opera's self-custodial stablecoin wallet built on the Celo blockchain"Self-custodial describes a setup where an individual or entity holds and controls their own assets or credentials directly, rather than trusting a third party to store them. For investors, it means you have full control and responsibility—like holding the only key to a safe: greater autonomy and potentially lower counterparty risk, but also greater responsibility for secure storage, loss recovery, and personal security practices. stablecoinfinancial"MiniPay, Opera's self-custodial stablecoin wallet built on the Celo blockchain"A stablecoin is a type of digital currency designed to keep its value steady, often by being backed by traditional assets like money or commodities. For investors, stablecoins offer a reliable way to move money quickly across digital platforms without the value fluctuations common with other cryptocurrencies, making them useful for saving, trading, or transferring funds with less risk of sudden losses. celo blockchaintechnical"self-custodial stablecoin wallet built on the Celo blockchain, today launched"Celo blockchain is a digital ledger and software platform designed for mobile-friendly payments and financial apps, using a shared, tamper-resistant record stored across many computers. Think of it as a shared spreadsheet on millions of phones that lets people send money, create digital tokens, and run small apps without a bank. Investors watch Celo for user growth, token economics, transaction activity and governance decisions, all of which affect the network’s value and revenue potential. onrampsfinancial"MiniPay connects local onramps and stablecoin balances to Visa's global merchant network"Onramps are ways a company makes it easy for customers, partners, or revenue to start using a new product, service, market, or technology. For investors, onramps matter because they show clear, repeatable paths for growth—like adding new lanes onto a highway so more cars can enter smoothly—indicating how quickly a business can scale sales, reach new users, or convert interest into money. Strong onramps reduce friction and uncertainty around future revenue expansion. virtual bank accountsfinancial"Following the introduction of Virtual Bank Accounts, which allow users to receive money"Virtual bank accounts are digital bank accounts or account numbers created and managed online that let businesses and individuals receive, hold and move money without needing a separate physical branch or standalone paper account. Think of them as separate mailboxes inside one larger bank vault that make tracking payments and automating collections easier. Investors care because they can boost a financial firm's revenue, lower costs and speed customer growth, but they also bring regulatory, fraud and technology risks that affect value. program managerregulatory"Gnosis Pay also serves as program manager for the card, handling the technical"A program manager is the person who coordinates and drives a group of related projects or initiatives toward a shared goal, acting like a conductor who keeps different teams, schedules and budgets working together. Investors care because program managers influence whether strategic plans — such as product development, regulatory approvals or operational rollouts — meet deadlines, stay on budget and deliver promised results, which directly affects a company’s performance and risk profile. AI-generated analysis. Not financial advice. The digital Visa debit card connects MiniPay's millions of wallets to merchants in 46 countries, built on Gnosis Pay's infrastructure with nocryptoknowledge required at the point of sale. , /PRNewswire/ -- MiniPay, Opera's self-custodialstablecoinwalletbuilt on the Celo blockchain, today launched the MiniPay Card in collaboration with Visa and powered by Gnosis Pay. The digital Visa debit card enables eligible users in selected markets across Europe (EEA), Africa, Latin America and Southeast Asia to spendstablecoinbalances at 175M+ merchant locations worldwide. The MiniPay Card marks an important step in MiniPay's mission to makestablecoinsuseful in daily life, especially in markets where people are increasingly saving, receiving and holding value in digital dollars, but still face limited access to the global payment infrastructure. Using Gnosis Pay's payments infrastructure, MiniPay connects local onramps andstablecoinbalances to Visa's global merchant network, helping users move more easily between local financial systems and everyday global commerce. The launch builds on MiniPay's growing payments ecosystem. Following the introduction of Virtual Bank Accounts, which allow users to receive money directly into their wallets instablecoins, the MiniPay Card now gives users a way to spend those balances online and in person anywhere Visa is accepted. "MiniPay was built to makestablecoinsuseful in everyday life, not just to hold or send, but to spend,"said Jørgen Arnesen, EVP Mobile at Opera. "What makes this launch especially meaningful is that it helps connect users in high-growth markets to global commerce through a simple, reliable dollar-based card. We already help people move money more easily through integrations with trusted local rails such as Mpesa in Kenya, OPay in Nigeria or Mercado Pago in Latin America. This card is the next step in making those funds instantly usable wherever Visa is accepted. ""Trust is foundational to how people engage with digital payments,"said Dan Roesbery, VP GlobalCryptoPartnerships & GTM at Visa. "Through our work with MiniPay, we are helping support trusted, familiar payment experiences that connect users in markets with growing demand for digital payments to every day commerce. ""We built Gnosis Pay on the belief thatstablecoinsshould work like money, which means that they need to be spendable. For someone in Lagos or Nairobi who already holds savings in digital dollars, the missing piece isn't thewallet. It's the last meter. The ability to spend those balances at a checkout in another country without the merchant needing to know or care aboutcrypto. This card program closes that gap. "said Friederike Ernst, founder of Gnosis. MiniPay's traction is particularly strong in emerging markets, where demand for faster, lower-friction ways to save, send and spend money continues to rise. Since launching in 2023, MiniPay has grown to more than 16 million activated wallets across 65+ countries, with strong adoption in markets across Africa and other high-growth regions. The MiniPay Card represents the next step in that evolution, expanding MiniPay from awalletfor savings, transfers and payments into a more complete commerce experience. Users can add the MiniPay card to their Apple Pay and Google Pay for fast contactless payments using their smartphone. The card runs on Gnosis Pay's infrastructure, which bridges MiniPay'sstablecoinbalances to Visa's global network. Merchants receive payment in their local currency with nocrypto-specific setup required, while users spend directly from theirwallet. Gnosis Pay also serves as program manager for the card, handling the technical and compliance layer that makes this work across multiple markets. In selected markets, the MiniPay Card will also offer cashback in digital assets includingTetherGold (XAUt0), USDT, and USDC, giving users rewards in assets designed for utility rather than short-term promotional value. Key features and differentiators:Built for real-world spending:Users can spendstablecoinbalances globally through a familiar Visa debit card experience, online or in person. Card infrastructure: The card is issued through Monavate's regulated card issuing and Visa's global payments network, with Gnosis Pay serving as technical enabler and program manager. Global reach, local relevance:The card extends MiniPay's broader approach of combining globalstablecoinutility with access points and payment experiences that reflect how people already move money locally. Digitalwalletintegration:Users can add the card to Apple Pay and Google Pay for seamless mobile payments. Low-fee model:The card has no monthly or annual fees and transactions incur only a competitively low nominal FX fee. Further details on market availability and product features can be found athttp://minipay. to/virtual-cardAbout MiniPayMiniPay is a non-custodialstablecoinwalletbuilt on the Celo blockchain and designed to make digital finance accessible, affordable and easy to use. Since launching in 2023, MiniPay has surpassed 16 million activated wallets across 65+ countries. Learn more atminipay. toDisclaimer:MiniPay is a non-custodialstablecoinwalletbuilt on the Celo blockchain and designed to make digital finance accessible, affordable, and user-friendly – especially across emerging markets. MiniPay is offered by Blueboard Limited, an Opera company. As a non-custodialstablecoinwallet, MiniPay exclusively enables individual users to initiate on-chain P2Pstablecointransfers. Through integrations with our third-party partners, however, the MiniPay ecosystem also enables users to discover a rich array of additional services provided by such third parties including on-ramp/off-ramp, top-up, or payment services. MiniPay itself does not facilitate or provide any form of exchange services, payment services, or remittances. Any and all references to such functionality indicates the availability of third-party services discoverable within the MiniPay ecosystem. We do not provide investment or financial advice of any kind. When investing incryptoassets, you risk losing your entire investment. Please consider whether trading and owningcryptoassets is appropriate for your financial situation. Learn more atminipay. toView original content to download multimedia:https://www. prnewswire. com/news-releases/minipay-launches-visa-debit-card-to-connect-stablecoin-users-in-emerging-markets-to-global-spending-302807689. htmlSOURCE Opera LimitedFAQWhat is the MiniPay Visa debit card launched by Opera (NASDAQ:OPRA) on June 23, 2026?The MiniPay Card is a digital Visa debit card that lets eligible MiniPay users spend stablecoin balances at 175M+ merchant locations worldwide. According to Opera, it connects its Celo-based self-custodial wallet to Visa’s global payments network via Gnosis Pay infrastructure. In which regions can MiniPay Card users with OPRA exposure spend stablecoins?Eligible MiniPay Card users in selected markets across Europe (EEA), Africa, Latin America and Southeast Asia can spend stablecoin balances globally. According to Opera, the card works at any merchant where Visa is accepted, with merchants paid in their local currency. How many MiniPay wallets could benefit from the new Visa debit card from OPRA?More than 16 million activated MiniPay wallets across 65+ countries can potentially benefit from the MiniPay Card. According to Opera, MiniPay has strong traction in emerging markets, helping users save, send and now spend stablecoins through a familiar debit card experience. What fees apply to the MiniPay Visa debit card for OPRA users?The MiniPay Card has no monthly or annual fees, and transactions incur only a competitively low nominal FX fee. According to Opera, this low-fee model is designed to support everyday stablecoin spending in high-growth and emerging markets. Does the MiniPay Card from OPRA support Apple Pay and Google Pay?Yes, users can add the MiniPay Card to Apple Pay and Google Pay for fast contactless payments. According to Opera, this digital wallet integration allows customers to spend stablecoin balances online and in person wherever Visa is accepted, using their smartphones. What cashback rewards does the MiniPay Visa debit card offer OPRA wallet users?In selected markets, the MiniPay Card offers cashback in digital assets including Tether Gold (XAUt0), USDT and USDC. According to Opera, these rewards focus on assets designed for utility rather than short-term promotional incentives, aligning with everyday stablecoin usage. Which partners support the MiniPay Card infrastructure for OPRA’s MiniPay wallet?The MiniPay Card is issued through Monavate’s regulated card issuing and Visa’s global payments network, with Gnosis Pay as technical enabler and program manager. According to Opera, Gnosis Pay bridges MiniPay’s stablecoin balances to Visa so merchants receive local-currency payments.